All free toolsUpdates

Affiliate disclosure and funding

Commercial relationships reviewed: September 6, 2026.

What remains free

GetDebtFree.tools’ tools and articles are free. You do not need to buy a service or use a commercial link to access them.

Active relationship: CuraDebt through Awin

GetDebtFree.tools participates in Awin’s CuraDebt Debt Relief (US) affiliate programme. We may earn a commission if you use a paid referral link and take an action that meets the programme’s conditions. That may be a qualifying inquiry or a later purchase; a click alone does not guarantee a commission.

CuraDebt is a referral service connecting consumers with independent providers. Its initial consultation or matching is free; later services may carry their own fees. Check availability, terms, the provider and costs before signing. Our participation does not establish results or suitability for your situation.

How to assess our content

Affiliation can influence which providers we feature. This site is not a complete market comparison or a ranking of every available service. Calculations use the assumptions disclosed by each tool, not commissions. Debt-settlement content should explain risks, alternatives and limits even when a commercial relationship exists.

A possible-commission notice appears beside paid referral links. Read our methodology, compare alternatives independently and report errors through our editorial contact.

Advertising and other funding

Our planned funding model combines advertising and affiliation. This version includes affiliate links and does not include display advertisements. This page identifies commercial relationships; it does not claim that income has already been received. We will update it when new partners or advertising formats are introduced.

Before leaving this site

A commercial destination has its own privacy and contact terms. Review what information it requests and which communications you authorise. GetDebtFree does not provide personalised financial, legal or tax advice.

FTC guidance on commercial relationships and endorsements.

Check risks as well as advertised benefits

Debt settlement can involve fees, added interest, collection or lawsuits and harm to credit; a creditor may refuse to settle. A result is not guaranteed. Compare alternatives and verify the written terms. See the CFPB guidance.

We disclose possible compensation near paid recommendations so readers can assess that relationship, following the FTC guidance. The disclosure does not make an unsupported claim accurate or waive a reader’s rights.

Questions or a concern about a paid recommendation: xaviercahe@gmail.com