Editorial standards

These standards guide new content and revisions at GetDebtFree.tools. They describe how work should be checked and recorded; they are not a claim that every existing page has received every check.

Responsibility and authorship

Xavier Carraté is the project’s creator and editorial contact. A byline identifies that responsibility. We do not present AI-generated names, biographies or qualifications as real reviewers, or describe automated checks as a professional legal, tax or financial review.

Sources and claims

• For a legal, tax or financial rule, identify the relevant primary source, its jurisdiction and applicable date or tax year.
• For statistics, explain the population and period. A hypothetical example must be labelled as such; it is not a customer result or an industry average.
• Prefer a source that directly supports the claim. A general agency homepage does not establish a particular deadline, amount or outcome.
• If a material claim cannot be verified, qualify, remove or defer it rather than fill the gap with a guess.

Calculations and tools

Each tool needs visible assumptions and limits. Useful checks include independently calculated examples, edge cases and invalid input, rather than simply repeating the implementation. The calculation methodology identifies the scope of documented checks; a check of one tool does not verify all other tools or articles.

How we use AI

AI assists with source discovery, drafting, translation, software development and testing. It can make mistakes or misread a source. Its output is not itself evidence, a professional credential or proof of a human review. New and revised work needs source checks and appropriate calculation checks before release.

English and Spanish

Translations must preserve the US context, numbers, assumptions, exceptions and warnings. Clear wording matters more than a word-for-word translation. A material correction needs to be checked in the counterpart language too, where a version exists.

Dates and review scope

A publication date identifies the original release. A content-update date should reflect a real content change. A review note should say what was checked; fixing a link or running a structural test does not justify describing an entire article as financially or legally reviewed. We do not automatically renew review dates when rebuilding the site.

Commercial relationships

Affiliation can affect the providers we feature, and our coverage is not a complete market comparison. Paid referral links need a clear nearby notice. A commercial relationship does not justify omitting material risks or altering calculation results. Read the funding and affiliate disclosure.

Corrections

Report the page, passage or reproducible example through our editorial contact page. We assess the concern against the relevant source or calculation. A correction should describe a meaningful change and its scope; we do not promise a fixed response time or imply that receipt of a report confirms it is correct.

Editorial standards updated: September 6, 2026.